||Investment has its rewards and risks; different financial products have different rates of return and risk. For example: deposits have low rewards with low risks; futures have high rewards with high risks. With making a proper allocation of funds and choosing the right set of financial products, one can avoid unnecessary risks and get a good rate of return. Investment courses make students understand how to apply financial instruments theory to assess possible risks and returns in various financial instruments, and then invest the suitable financial products according to the economic capacity of investors. For science and engineering personnel, understanding the investment in science and engineering courses is one of the important programs to enhance financial literacy personnel.